89 WHIPPORWILL COURT, ELLENTON, FL, 34222
Active0 days on marketListed Aug 15, 2026MLS #A4703082
About this home
89 WHIPPORWILL COURT
SPACIOUS HOME IN LAND OWNED, ACTIVE 55+ COMMUNITY! Start enjoying your Florida life in this two bedroom, two bath home with water view. This home is truly a blank slate that you can personalize and make your own. When you enter, there is a proper mudroom with storage and a pantry closet. The galley kitchen features pull out shelving. The kitchen leads to the dining room where lighted built-ins provide even more room to display your treasures. The ample living room has sliding doors that open to the rear lanai. The lanai has an attached deck and overlooks a serene pond. Enjoy bird watching to your heart's content! Split bedroom floor plan gives privacy to the bedrooms. Both bedrooms have en suite bathrooms and enjoy water views. Laundry is conveniently located in the primary bathroom. Custom, stained glass windows are displayed throughout the home. Skylights in several rooms. There is a large shed off the breezeway that makes a perfect workshop. Attached one car garage and space for golf cart parking. The golf cart is also included. NOT IN A FLOOD ZONE. Quarterly fees of $747 includes 24-hour guarded gate, cable, internet, trash & grounds maintenance. The PET FRIENDLY community of Ridgewood Oaks features a heated pool & spa, pickleball & tennis courts, shuffleboard, clubhouse, outdoor exercise equipment, and many activities and opportunities to make friends. This home may also be leased with no waiting period making it a possible investment property. Close to I-75, outlet mall, library, dining, retail, and worship. SO MUCH TO OFFER!
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,378
Sqft
0.16 ac
Lot size
1
Garage
1988
Year built
One
Levels
$127
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$1,366 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,366/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−25.8%
Days on market
0 vs 49 typical
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Ridgewood Meadows
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Ellenton. See the full Ellenton guide →
Ridgewood Meadows — neighborhood snapshot
Population
828
Median age
77
Median income
$52,565
Median home value
$179,700
Avg household
2
For the school run
Manatee County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Ellenton market
$305K → $393K
Ellenton median sold, yr/yr
94.0%
Sale-to-list ratio (12 mo)
Median sold price, Ellenton, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 29% below the ELLENTON 34222 median. See the full Ellenton market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Krystina Allen
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 89 WHIPPORWILL COURT — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 89 WHIPPORWILL COURT — before you fall in love.
See it in person
Schedule a tour
Live availability from Krystina's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
89 WHIPPORWILL COURT FAQs
What would the monthly payment be for 89 WHIPPORWILL COURT?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,366/mo — principal and interest, the actual property-tax bill, the $35/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 89 WHIPPORWILL COURT?+
The association fee works out to $35 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 89 WHIPPORWILL COURT?+
The most recent tax bill on record (2025) was $766. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 89 WHIPPORWILL COURT?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Ellenton?+
At $175,000, this home is listed about 37% below the Ellenton median of $279,200. The market section on this page shows how the area is trending.
Which schools are assigned to 89 WHIPPORWILL COURT?+
Blackburn Elementary School (elementary), Buffalo Creek Middle School (middle), Palmetto High School (high) — Manatee County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the ELLENTON 34222 market on paper
$175,000 is 29% below the ELLENTON 34222 median of $246,450, and at $127/sqft it sits under the Ellenton average of $199.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Fresh on the market
Listed today in a Ellenton market that averages 49 — if it fits, move quickly.
Listing courtesy of WAGNER REALTY · Myrna Ryan. MLS #A4703082.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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