122 CLEAR LAKE DRIVE, ENGLEWOOD, FL, 34223
Active83 days on marketListed May 28, 2026MLS #N6144405
Come see it
Upcoming open house
Sun, Aug 23
1:00 PM – 3:30 PM
The “Secret Beach House of Stillwater”. Whispering, “This is the life you've been waiting for.” Charming Englewood retreat -discover the relaxed elegance of nautical-inspired Florida living, just minutes from the beach. Lush landscaping. Updated.
About this home
122 CLEAR LAKE DRIVE
5-YEAR-OLD HEATED POOL & POOL CAGE • 50-YEAR TRANSFERABLE ROOF WARRANTY • HURRICANE SHUTTERS • MINUTES TO ENGLEWOOD BEACH The “Secret Beach House of Stillwater.” Whispering, “This is the life you've been waiting for.” Step inside this charming Englewood retreat and discover the relaxed elegance of nautical-inspired Florida living, just minutes from the beach. Wake to soft morning light, spend lazy afternoons beside your heated pool with waterfalls, and toast the sunset with a glass of sparkling wine as the day slips quietly into evening. Thoughtfully updated for Florida living, this home features a stone-coated metal roof with a transferable 50-year warranty and hurricane shutters throughout, offering exceptional peace of mind. The setting is lush, with mature landscaping creating your own tropical hideaway. And when you're ready for sand between your toes, Englewood Beach is just a short 10 minutes away. Come home, open the doors, turn up Pavarotti, and let Nessun Dorma remind you that sometimes life really does feel like a triumph and you Win. The home comes complete with the NEWER FURNITURE -The Secret Beach House of Stillwater is waiting- Call today for private showing.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
2,229
Sqft
0.43 ac
Lot size
2
Garage
2005
Year built
One
Levels
$251
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,358 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$4,358/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−4.3%
$/sqft vs STILLWATER
$251 vs $242
Days on market
83 vs 68 typical
Where $251/sqft sits among the 6 homes for sale in STILLWATER
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Stillwater
Get to know Englewood. See the full Englewood guide →
Stillwater — neighborhood snapshot
Population
340
Median age
70
Median income
$77,995
Median home value
$437,100
Avg household
2
Households w/ children
28%
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Englewood market
$330K → $353K
Englewood median sold, yr/yr
94.6%
Sale-to-list ratio (12 mo)
3 of 6
STILLWATER have cut their price
Median sold price, Englewood, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 46% above the ENGLEWOOD 34223 median. See the full Englewood market guide →
Paper trail
This home's history
Reality check
What actually sold near 122 CLEAR LAKE DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$449,950
117 ABERCROMBIE AVENUE · same community
3 bd · 2 ba · 2,281 sqft · $197/sqft · 228 DOM
Sold · Mar ’26$565,000
105 ABERCROMBIE AVENUE · same community
3 bd · 2 ba · 2,167 sqft · $261/sqft · 85 DOM
Sold · May ’26$570,000
210 LAKE VICTORIA COURT · same community
3 bd · 2 ba · 2,152 sqft · $265/sqft · 187 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Krystina Allen
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 122 CLEAR LAKE DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 122 CLEAR LAKE DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Krystina's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
122 CLEAR LAKE DRIVE FAQs
What would the monthly payment be for 122 CLEAR LAKE DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $4,358/mo — principal and interest, the actual property-tax bill, the $177/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 122 CLEAR LAKE DRIVE?+
The association fee works out to $177 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 122 CLEAR LAKE DRIVE?+
The most recent tax bill on record (2025) was $5,755. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 122 CLEAR LAKE DRIVE?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Englewood?+
At $559,500, this home is listed about 56% above the Englewood median of $358,000. The market section on this page shows how the area is trending.
Which schools are assigned to 122 CLEAR LAKE DRIVE?+
Lemon Bay High School (high), Englewood Elementary School (elementary), L. A. Ainger Middle School (middle) — Charlotte County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$559,500 runs 46% above the ENGLEWOOD 34223 median — but at 2,229 sqft it's also 52% larger than the typical Englewood listing.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Strong assigned schools
Lemon Bay High School, Englewood Elementary School, L. A. Ainger Middle School — Englewood Elementary School rates 4 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $574,600, now $559,500 — a $15K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of MICHAEL SAUNDERS & COMPANY · Bob Lorence. MLS #N6144405.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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