517 OAK STREET, AUBURNDALE, FL, 33823
Active45 days on marketListed Jul 5, 2026MLS #O6422400
About this home
517 OAK STREET
TURNKEY DUPLEX INVESTMENT OPPORTUNITY • FULLY LEASED • $2,900/MONTH CURRENT GROSS RENTAL INCOME • APPROX. $80,000 IN IMPROVEMENTS • SELLER MOTIVATED! Income-producing property in Auburndale featuring two separate residences/living spaces, both currently tenant-occupied. The 4-bedroom, 3-bath residence is currently leased at $1,500/month, and the 2-bedroom, 2-bath residence is currently leased at $1,400/month, providing combined current gross rental income of $2,900/month ($34,800 annually). The owner reports approximately $80,000 in renovations and improvements, offering an attractive opportunity for investors seeking an established rental property with existing rental income. Property is being sold subject to applicable existing lease terms. Conveniently located with access to I-4, Lakeland, Winter Haven, Orlando, and Tampa, as well as nearby shopping, dining, schools, medical facilities, and other area amenities. SELLER MOTIVATED! Property and lease information available upon request. A bank-funded homeownership/lease-purchase program may also be available to qualified applicants through a third-party lender/program provider. The program may allow recent bank statements to be considered as part of income documentation, subject to program guidelines, underwriting, eligibility requirements, and approval. Ask for details. Buyer and buyer's agents are encouraged to independently verify property use/classification, zoning, measurements, rental and lease information, program eligibility, and all other information deemed important. Schedule your showing today!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
950
Sqft
0.19 ac
Lot size
1930
Year built
One
Levels
$337
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,462 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,462/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+133.7%
$/sqft vs Auburndale actives
$337 vs $189
Days on market
45 vs 57 typical
Where $337/sqft sits among the 228 Auburndale actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Auburndale Heights
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Auburndale. See the full Auburndale guide →
Auburndale Heights — neighborhood snapshot
Population
777
Median age
31
Median income
$50,089
Median home value
$116,800
Avg household
3
Households w/ children
93%
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Auburndale market
$316K → $345K
Auburndale median sold, yr/yr
97.8%
Sale-to-list ratio (12 mo)
121 of 228
Auburndale actives have cut their price
Median sold price, Auburndale, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 4% above the AUBURNDALE 33823 median. See the full Auburndale market guide →
Paper trail
This home's history
Reality check
What actually sold near 517 OAK STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$215,000
516 WALNUT STREET · same community
2 bd · 2 ba · 912 sqft · $236/sqft · 3 DOM
Sold · Jul ’26$75,000
518 ORANGE STREET · same community
3 bd · 1 ba · 1,049 sqft · $71/sqft · 18 DOM
Sold · Jun ’26$209,000
515 WALNUT STREET · same community
2 bd · 1 ba · 848 sqft · $246/sqft · 124 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Krystina Allen
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 517 OAK STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 517 OAK STREET — before you fall in love.
See it in person
Schedule a tour
Live availability from Krystina's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
517 OAK STREET FAQs
What would the monthly payment be for 517 OAK STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,462/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 517 OAK STREET?+
The most recent tax bill on record (2025) was $3,322. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Auburndale?+
At $319,900, this home is listed about 7% below the Auburndale median of $345,450. The market section on this page shows how the area is trending.
Which schools are assigned to 517 OAK STREET?+
Auburndale Central Elementary School (elementary), Jere L. Stambaugh Middle (middle), Auburndale Senior High School (high) — Polk County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of IAD REAL ESTATE · Merly Esgro. MLS #O6422400.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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