5052 SHRUB LEAF ALLEY, ST CLOUD, FL, 34771
Active2 days on marketListed Aug 12, 2026MLS #O6433213
About this home
5052 SHRUB LEAF ALLEY
Under Construction. Explore The Landings at Live Oak Lake, a new single-family home community blending city charm with a distinct identity, all without a CDD. Situated between downtown St. Cloud and Lake Nona, it offers private amenities such as a pool & cabana, playground, trails, and playfield amidst serene ponds and conservation homesites. Introducing the Talbot bungalow, a luxurious new construction home that masterfully blends modern design with everyday convenience. This Modern-inspired home offers 5 bedrooms, 3 bathrooms, a loft, a covered lanai, and a 2-car rear-load garage—creating a space that is both stylish and functional. As you enter, a stunning wrap-around staircase sets the tone, leading into an open-concept living area designed for effortless flow. A private hallway off the foyer features a guest bedroom and full bath, providing a perfect space for visitors. The heart of the home is an expansive kitchen, café, and gathering room, all with seamless access to the covered lanai, ideal for indoor-outdoor living. The chef’s kitchen is a standout with its large center island, corner walk-in pantry, and Whirlpool stainless steel appliances, including a refrigerator. White cabinetry, decorative tile backsplash, and quartz countertops add sophistication and practicality to the space. Upstairs, the luxurious owner’s suite is tucked away at the front of the home for ultimate privacy. The spa-inspired en suite bathroom features a glass-enclosed shower, a quartz-topped dual vanity, and a spacious walk-in closet, offering a true sanctuary. Three additional bedrooms, located down their own private hallway, share a full bathroom, ensuring comfort and privacy. The second floor also boasts two linen closets, a laundry room, and a large loft area, perfect for flexible living. Thoughtful luxury touches throughout the home include tile flooring throughout the first floor living spaces, bathrooms, and laundry room, carpeting on the staircase, loft and all bedrooms, a Whirlpool washer and dryer, and 2” faux wood blinds. With its combination of luxury, convenience, and modern design, the Talbot bungalow is the perfect place to live and unwind in style.
Facts & features
The home at a glance
5
Bedrooms
3
Bathrooms
2,603
Sqft
0.1 ac
Lot size
2
Garage
2026
Year built
Two
Levels
$164
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,047 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,047/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−2.5%
$/sqft vs St Cloud actives
$164 vs $218
Days on market
2 vs 46 typical
Where $164/sqft sits among the 400 St Cloud actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside St Cloud
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Cloud. See the full St Cloud guide →
ST CLOUD 34771 — neighborhood snapshot
Population
31,368
Median age
38.6
Median income
$101,434
Median home value
$427,500
Avg household
3.21
Households w/ children
4,183
For the school run
Osceola County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Cloud market
$412K → $392K
St Cloud median sold, yr/yr
98.4%
Sale-to-list ratio (12 mo)
237 of 400
St Cloud actives have cut their price
Median sold price, St Cloud, trailing 36 months (3-month rolling) · live MLS data.
Paper trail
This home's history
Reality check
What actually sold near 5052 SHRUB LEAF ALLEY
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$429,890
5104 STARLING BIRD LANE · same community
5 bd · 3 ba · 2,603 sqft · $165/sqft · 10 DOM
Sold · Oct ’25$436,890
5052 OAK SEED WAY · same community
5 bd · 3 ba · 2,603 sqft · $168/sqft · 36 DOM
Sold · Mar ’26$437,990
2124 MOSSY VINE AVENUE · same community
5 bd · 3 ba · 2,603 sqft · $168/sqft · 22 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Krystina Allen
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 5052 SHRUB LEAF ALLEY — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 5052 SHRUB LEAF ALLEY — before you fall in love.
See it in person
Schedule a tour
Live availability from Krystina's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
5052 SHRUB LEAF ALLEY FAQs
What would the monthly payment be for 5052 SHRUB LEAF ALLEY?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,047/mo — principal and interest, the actual property-tax bill, the $115/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 5052 SHRUB LEAF ALLEY?+
The association fee works out to $115 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 5052 SHRUB LEAF ALLEY?+
The most recent tax bill on record (2025) was $859. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 5052 SHRUB LEAF ALLEY?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Cloud?+
At $426,690, this home is listed about 1% below the St Cloud median of $429,000. The market section on this page shows how the area is trending.
Which schools are assigned to 5052 SHRUB LEAF ALLEY?+
Lakeview Elementary School (elementary), Narcoossee Middle School (middle), Harmony High School (high) — Osceola County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of PULTE REALTY OF NORTH FLORIDA LLC · Adrienne Escott. MLS #O6433213.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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