Krystina Allen
$350,0003 bd2 ba2,000 sqft$175 /sqft$2,824 /mo all-in ↓

2916 MOONSTONE BEND, KISSIMMEE, FL, 34758

Active0 days on marketListed Aug 14, 2026MLS #O6433425

Single Family ResidenceEMERALD LAKE

Come see it

Upcoming open house

Sun, Aug 16

1:00 PM – 3:00 PM

About this home

2916 MOONSTONE BEND

Welcome to this spacious and versatile three-bedroom, two-bathroom home offering approximately 2,000 square feet of thoughtfully designed living space in Kissimmee’s sought-after Emerald Lake community. Truly move-in ready, this residence features a brand-new 2026 air conditioning system, ensuring total peace of mind and climate efficiency for years to come. The single-story layout includes a generous flex space along with a dedicated separate office or formal dining area, providing the adaptability needed to effortlessly suit any lifestyle or work-from-home arrangement. At the heart of the home, the open-concept kitchen boasts rich granite countertops, a spacious center island with breakfast bar seating, and ample cabinet storage. Opening seamlessly into the main living areas, the layout is ideal for both daily life and entertaining. High ceilings, elegant crown molding, and an abundance of natural light enhance the home's open and inviting atmosphere. The private primary suite serves as a peaceful retreat, featuring a large walk-in closet and an ensuite bathroom equipped with dual vanities, a deep garden tub, and a separate walk-in shower. Two additional bedrooms and a full guest bathroom ensure plenty of accommodation for family and visitors, complemented by an indoor laundry room and an attached two-car garage. Outdoors, the home features a screened-in patio and a fully fenced backyard, providing a private outdoor sanctuary to relax, host guests, or let pets play freely. Residents of Emerald Lake enjoy access to community amenities, including a swimming pool and playground, all while being situated just minutes from local shopping, dining, entertainment, and major Kissimmee attractions. With its flexible floor plan, turnkey condition, brand-new cooling system, and private outdoor space, this exceptional home is fully prepared for its next owner. Schedule your private showing today.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

2,000

Sqft

0.15 ac

Lot size

2

Garage

2014

Year built

One

Levels

$175

Per sqft

Inside

FlooringCarpet · Laminate · Tile
AppliancesDishwasher · Disposal · Microwave · Range · Refrigerator
InteriorCeiling Fan(s) · High Ceilings · Kitchen/Family Room Combo · Solid Surface Counters · Solid Wood Cabinets · Walk-In Closet(s)
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
FacesEast
ParkingDriveway · Garage Door Opener
ExteriorSidewalk · Sliding Doors

Community & fees

HOA fee$50/mo
Taxes (2025)$4,782/yr
PetsCats OK, Dogs OK
CommunityDeed Restrictions · Playground · Pool

Utilities & systems

UtilitiesBB/HS Internet Available · Electricity Connected · Sewer Connected · Street Lights · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$2,824 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,060
FHA mortgage insurance (est.)$155
Property tax — 2025 actual bill$399
HOA fee — from the listing$50
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $12,250Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $12,250
Interest rate6.00%
Loan term

Estimated payment

$2,824/mo

Principal & interest$2,060
FHA mortgage insurance (est.)$155
Property taxes (actual bill)$399
HOA / condo fee$50
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $350K
$336KedgeAI estimate $366,153 · range $353K$370K$385K

vs edgeAI estimate

−4.4%

Days on market

0 vs 55 typical

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Emerald Lake

Map of 2916 MOONSTONE BEND inside its neighborhood boundary

Drive times from this address

Walt Disney World27 min
Universal Orlando33 min
Downtown Orlando39 min
Orlando Int’l Airport (MCO)40 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Kissimmee. See the full Kissimmee guide →

Emerald Lake — neighborhood snapshot

Population

1,213

Median age

30

Median income

$76,942

Median home value

$325,100

Avg household

4

Households w/ children

157

For the school run

Osceola County School District

HighPoinciana High School★★★★★
MiddleHorizon Middle School★★★★
ElementarySunrise Elementary School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Kissimmee market

Seller’s marketLeans buyer7.2 months of inventoryBuyer’s market

$365K$350K

Kissimmee median sold, yr/yr

97.3%

Sale-to-list ratio (12 mo)

Median sold price, Kissimmee, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 31% above the KISSIMMEE 34758 median. See the full Kissimmee market guide →

Paper trail

This home's history

Aug 14, 2026Listed at $350,000 · 0 days on market since
2014Built · EMERALD LAKE

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Krystina Allen

Your agent

Krystina Allen

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 2916 MOONSTONE BEND — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 2916 MOONSTONE BEND — before you fall in love.

See it in person

Schedule a tour

Live availability from Krystina's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

2916 MOONSTONE BEND FAQs

What would the monthly payment be for 2916 MOONSTONE BEND?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,824/mo — principal and interest, the actual property-tax bill, the $50/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 2916 MOONSTONE BEND?+

The association fee works out to $50 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 2916 MOONSTONE BEND?+

The most recent tax bill on record (2025) was $4,782. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 2916 MOONSTONE BEND?+

The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Kissimmee?+

At $350,000, this home is listed about 8% below the Kissimmee median of $379,000. The market section on this page shows how the area is trending.

Which schools are assigned to 2916 MOONSTONE BEND?+

Poinciana High School (high), Horizon Middle School (middle), Sunrise Elementary School (elementary) — Osceola County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of COMPASS FLORIDA LLC · Cassandra King. MLS #O6433425.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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