Krystina Allen
$1,299,9994 bd3 ba3,002 sqft$433 /sqft$8,351 /mo all-in ↓

7811 SE 23RD TERRACE, OCALA, FL, 34480

Active0 days on marketListed Aug 16, 2026MLS #OM730192

Private poolSingle Family ResidenceLEGENDARY TRAILS

About this home

7811 SE 23RD TERRACE

Welcome to exceptional luxury living in Legendary Trails, a gated community ideally and centrally located with convenient access to shopping, dining, medical facilities and recreation, including nearby Santos Trailhead & Campground. From the moment you enter, this home makes an impression with soaring 12-foot coffered ceilings, 8-foot doors, custom architectural details and a thoughtfully designed open floor plan created for both everyday comfort and effortless entertaining. The heart of the home is the impressive living room, where custom built-in shelving, wood beams, a gas fireplace and automatic shades create a elevated yet inviting atmosphere. Expansive 12-foot-wide sliding glass doors open directly from the living room to the screened pool and outdoor kitchen entertaining area. A dedicated home office, separate dining room and thoughtfully designed mudroom area to add both function and versatility to the floor plan. The gourmet kitchen is designed to impress, featuring quartz countertops, an oversized Sub-Zero refrigerator, premium Wolf appliances, built-in Thermador coffee maker and beverage/wine cooler. Extensive custom cabinetry, an oversized island with additional storage and a large hidden walk-in pantry seamlessly incorporated into the cabinetry combine beautiful design with exceptional functionality. The spacious primary suite provides a private retreat with separate his-and-hers closets, custom organization and a spa-inspired bath featuring a programmable Moen multi-head shower system with rain shower and body jets. Crown molding, plantation shutters, designer accent walls, custom lighting and energy-efficient windows further elevate the home's interiors. Step through the expansive sliders into a true resort-style outdoor living space. The oversized pavered, screened lanai surrounds a heated pool and spa with sun shelf and features an outdoor shower, dedicated pool bath, two outdoor TVs and integrated Sonos sound. A fully equipped outdoor kitchen with Wolf appliances, custom cabinetry, sink and refrigerator makes poolside entertaining effortless. WiFi-enabled pool controls allow remote operation of the heater, waterfall, lighting and filtration, while zoned landscape lighting creates a beautiful atmosphere after sunset. The impressive upgrades continue behind the scenes with a whole-house generator, 1,000-gallon propane tank, three-zone HVAC, two tankless water heaters, whole-house water softener, irrigation system, security system, keyless entry and four-zone Sonos whole-home sound system. The oversized three-car garage features high-lift doors and a large, walkable, spray-foam-insulated attic offering exceptional additional storage. More than a beautiful home, this is a highly customized, turnkey luxury residence where thoughtful design, elevated finishes, smart-home technology, energy-efficient features and resort-style outdoor living come together—without the time and expense of adding these extensive upgrades after construction.

Facts & features

The home at a glance

4

Bedrooms

3

Bathrooms

3,002

Sqft

0.81 ac

Lot size

3

Garage

2021

Year built

One

Levels

$433

Per sqft

Private poolFireplaceNegotiablePets allowed

Inside

FlooringCarpet · Luxury Vinyl · Tile
AppliancesDishwasher · Disposal · Microwave · Range · Range Hood · Refrigerator · Tankless Water Heater · Water Softener · Whole House R.O. System · Wine Refrigerator
InteriorBuilt-in Features · Ceiling Fan(s) · Crown Molding · Eating Space In Kitchen · High Ceilings · Open Floorplan · Smart Home · Solid Wood Cabinets · Split Bedroom · Stone Counters · Tray Ceiling(s) · Walk-In Closet(s) · Window Treatments
LaundryInside · Laundry Room
CoolingCentral Air · Zoned
HeatingCentral · Electric · Propane · Zoned
FurnishedNegotiable

Outside & construction

RoofShingle
ConstructionBlock · Concrete · Stucco
FoundationSlab
FacesNortheast
ParkingGarage Door Opener · Garage Faces Side · Oversized · Split Garage
ExteriorIrrigation System · Lighting · Outdoor Grill · Outdoor Kitchen · Outdoor Shower · Private Mailbox · Private Yard · Rain Gutters · Sliding Doors

Community & fees

HOA fee$95/mo
Taxes (2025)$7,123/yr
PetsYes
CommunityDeed Restrictions · Gated Community - No Guard · Sidewalks

Utilities & systems

UtilitiesCable Connected · Private · Street Lights · Underground Utilities · Water Connected
WaterPrivate

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$8,351 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$7,015
PMI (est., until 20% equity)$487
Property tax — 2025 actual bill$594
HOA fee — from the listing$95
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $130,000Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $130,000
Interest rate6.00%
Loan term

Estimated payment

$8,351/mo

Principal & interest$7,015
PMI (est., until 20% equity)$487
Property taxes (actual bill)$594
HOA / condo fee$95
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $1.3M
$988KedgeAI estimate $1,030,902 · range $1.0M$1.0M$1.4M

vs edgeAI estimate

+26.1%

Days on market

0 vs 53 typical

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Ocala

Map of 7811 SE 23RD TERRACE

Get to know Ocala. See the full Ocala guide →

OCALA 34480 — neighborhood snapshot

Population

23,749

Median age

36.6

Median income

$75,334

Median home value

$248,400

Avg household

2.67

Households w/ children

3,190

For the school run

Marion County School District

MiddleBelleview Middle School★★★★★
ElementaryMarion Oaks Elementary School★★★★
HighBelleview High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Ocala market

Seller’s marketLeans seller4.8 months of inventoryBuyer’s market

$285K$285K

Ocala median sold, yr/yr

97.4%

Sale-to-list ratio (12 mo)

Median sold price, Ocala, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 334% above the OCALA 34480 median. See the full Ocala market guide →

Paper trail

This home's history

Aug 16, 2026Listed at $1,299,999 · 0 days on market since
2021Built · LEGENDARY TRAILS

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Krystina Allen

Your agent

Krystina Allen

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 7811 SE 23RD TERRACE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 7811 SE 23RD TERRACE — before you fall in love.

See it in person

Schedule a tour

Live availability from Krystina's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

7811 SE 23RD TERRACE FAQs

What would the monthly payment be for 7811 SE 23RD TERRACE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $8,351/mo — principal and interest, the actual property-tax bill, the $95/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 7811 SE 23RD TERRACE?+

The association fee works out to $95 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 7811 SE 23RD TERRACE?+

The most recent tax bill on record (2025) was $7,123. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 7811 SE 23RD TERRACE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Ocala?+

At $1,299,999, this home is listed about 335% above the Ocala median of $299,000. The market section on this page shows how the area is trending.

Which schools are assigned to 7811 SE 23RD TERRACE?+

Belleview Middle School (middle), Marion Oaks Elementary School (elementary), Belleview High School (high) — Marion County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$1,299,999 runs 334% above the OCALA 34480 median — but at 3,002 sqft it's also 73% larger than the typical Ocala listing.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03Fresh on the market

Listed today in a Ocala market that averages 53 — if it fits, move quickly.

Listing courtesy of CRYSTAL SNOOK REAL ESTATE · Karli Raney. MLS #OM730192.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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