281 SW MARKS DRIVE, LAKE CITY, FL, 32024
Active254 days on marketListed Dec 7, 2025MLS #TB8454505
About this home
281 SW MARKS DRIVE
Beautifully Updated Home on 1.79 Acres – Move-In Ready! Discover this beautifully updated home situated on a spacious 1.79-acre lot in a quiet, established neighborhood with convenient access to I-75 via SR-90. Offering the perfect combination of privacy, comfort, and modern upgrades, this move-in-ready property has everything you need. Recent improvements include a brand-new roof (2025), new well, new water heater, new central A/C system, and new carpeting throughout. The home also features brand-new kitchen appliances, including a new refrigerator, as well as a new washer and dryer, making it completely turnkey. The expansive 1.79-acre lot provides plenty of room for outdoor living, gardening, recreational vehicles, boats, or future additions while still being just minutes from shopping, dining, schools, and major highways. Whether you're looking for a primary residence, a peaceful country retreat, or an investment opportunity, this beautifully renovated home offers exceptional value, modern amenities, and a desirable location. Don't miss your chance to own this move-in-ready home on 1.79 acres with all the major upgrades already completed!
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
2,421
Sqft
1.79 ac
Lot size
1966
Year built
Three Or More
Levels
$136
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,541 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,541/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−18%
$/sqft vs Lake City actives
$136 vs $191
Days on market
254 vs 63 typical
Where $136/sqft sits among the 57 Lake City actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Lake City
Get to know Lake City. See the full Lake City guide →
LAKE CITY 32024 — neighborhood snapshot
Population
20,644
Median age
44.2
Median income
$62,066
Median home value
$201,700
Avg household
2.6
Households w/ children
2,304
For the school run
Columbia County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Lake City market
$325K → $292K
Lake City median sold, yr/yr
95.7%
Sale-to-list ratio (12 mo)
27 of 57
Lake City actives have cut their price
Median sold price, Lake City, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 17% below the LAKE CITY 32024 median. See the full Lake City market guide →
Paper trail
This home's history
Reality check
What actually sold near 281 SW MARKS DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$599,000
174 SW DALMATION LANE · same community
4 bd · 3 ba · 3,312 sqft · $181/sqft · 223 DOM
Sold · Jan ’26$150,000
264 SW WOODGATE TERRACE
4 bd · 2 ba · 2,356 sqft · $64/sqft · 80 DOM
Sold · Jan ’26$400,000
777 SW ROSEMARY DRIVE
4 bd · 3 ba · 2,516 sqft · $159/sqft · 209 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Krystina Allen
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 281 SW MARKS DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 281 SW MARKS DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Krystina's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
281 SW MARKS DRIVE FAQs
What would the monthly payment be for 281 SW MARKS DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,541/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 281 SW MARKS DRIVE?+
The most recent tax bill on record (2024) was $3,581. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Lake City?+
At $329,000, this home is listed about 18% below the Lake City median of $399,450. The market section on this page shows how the area is trending.
Which schools are assigned to 281 SW MARKS DRIVE?+
Westside Elementary School (elementary), Columbia High School (high) — Columbia County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Under the LAKE CITY 32024 market on paper
$329,000 is 17% below the LAKE CITY 32024 median of $396,075, and at $136/sqft it sits under the Lake City average of $212.
02Garden views
The garden view is part of what you're buying — views hold value independently of the structure.
03Time on market is leverage
254 days on market against a Lake City median of 63 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Westside Elementary School, Columbia High School — Westside Elementary School rates 4 of 5. Always verify assignments with the district.
05The price has already moved
Listed at $429,000, now $329,000 — a $100K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of CHARTED COURSE REALTY GROUP LLC · Frank Xiao Y Lin. MLS #TB8454505.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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