38 SEAGRAPE CIRCLE, CLEARWATER, FL, 33759
Active0 days on marketListed Aug 6, 2026MLS #TB8528691
About this home
38 SEAGRAPE CIRCLE
Live the Florida you pictured. Tucked in a private enclave of 68 residences between Old Tampa Bay and downtown Safety Harbor, this three-story townhome frames a mangrove view from every level. Sip coffee on a screened balcony over the greenery, then hit the Bayshore Trail, linking the Ream Wilson and Courtney Campbell trails, for rides and paddleboarding. The middle level's open-concept kitchen, dining, and living add a workspace nook, half bath, and screened balcony over the mangroves. Above, a retreat under soaring ceilings offers a primary suite with private bath and screened balcony, a second bedroom, full bath, flexible office, and laundry. Below sits an oversized 4 car tandem garage and a screened lanai to a manicured lawn. Minutes to Safety Harbor's waterfront and dining; Tampa via the Courtney Campbell Causeway, St. Pete south, two airports close by. A carefree HOA covers roof, paint, landscaping, irrigation, termites, roads, pool, and entrances, with fire sprinklers on every floor.
Facts & features
The home at a glance
2
Bedrooms
2.5
Bathrooms
1,595
Sqft
0.05 ac
Lot size
4
Garage
1999
Year built
Three Or More
Levels
$282
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,578 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,578/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+39.5%
Days on market
0 vs 55 typical
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Clearwater
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Clearwater. See the full Clearwater guide →
CLEARWATER 33759 — neighborhood snapshot
Population
17,647
Median age
45.5
Median income
$63,804
Median home value
$295,000
Avg household
2.23
Households w/ children
1,632
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Clearwater market
$328K → $350K
Clearwater median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
Median sold price, Clearwater, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 195% above the CLEARWATER 33759 median. See the full Clearwater market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Krystina Allen
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 38 SEAGRAPE CIRCLE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 38 SEAGRAPE CIRCLE — before you fall in love.
See it in person
Schedule a tour
Live availability from Krystina's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
38 SEAGRAPE CIRCLE FAQs
What would the monthly payment be for 38 SEAGRAPE CIRCLE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,578/mo — principal and interest, the actual property-tax bill, the $329/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 38 SEAGRAPE CIRCLE?+
The association fee works out to $329 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 38 SEAGRAPE CIRCLE?+
The most recent tax bill on record (2025) was $2,889. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 38 SEAGRAPE CIRCLE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Clearwater?+
At $450,000, this home is listed about 64% above the Clearwater median of $275,000. The market section on this page shows how the area is trending.
Which schools are assigned to 38 SEAGRAPE CIRCLE?+
Eisenhower Elementary School (elementary), Safety Harbor Middle School (middle), Countryside High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$450,000 runs 195% above the CLEARWATER 33759 median — but at 1,595 sqft it's also 27% larger than the typical Clearwater listing.
02Water views
The water view is part of what you're buying — views hold value independently of the structure.
03Fresh on the market
Listed today in a Clearwater market that averages 55 — if it fits, move quickly.
Listing courtesy of SMITH & ASSOCIATES REAL ESTATE · Giovanny Cardenas. MLS #TB8528691.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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