
7515 TERRACE RIVER DRIVE, TEMPLE TERRACE, FL, 33637
Active0 days on marketListed Aug 19, 2026MLS #TB8538888
About this home
7515 TERRACE RIVER DRIVE
**POOL HOME • EXPANSIVE SCREENED LANAI • OVERSIZED PRIMARY SUITE • FLEXIBLE ENTERTAINING SPACE** Welcome to **7515 Terrace River Dr**, where comfortable Florida living meets a floor plan built for entertaining, relaxing, and everyday functionality. Located beneath a canopy of mature trees in Terrace River Estates, this **3-bedroom, 2-bath, single-story home offers approximately 1,860 square feet, an attached 2-car garage, private swimming pool, and an impressive approximately 25' x 30' screened pool deck and outdoor living area.** Step inside and you'll immediately notice that this is not a cookie-cutter layout. **Vaulted ceilings, architectural archways, recessed lighting, generous room sizes, and warm flooring through the main living areas** create a home that feels open without sacrificing defined spaces. The main living and dining areas flow naturally into a second gathering space and the kitchen, creating an easy environment for both everyday living and entertaining. The kitchen features **natural wood cabinetry, abundant counter space, breakfast-bar seating, double-basin sink, stainless-steel refrigerator, pantry storage, and an adjoining casual dining area** surrounded by natural light. Then there is one of the home's most memorable spaces—a **dedicated flex room currently designed as a private sports lounge and home bar**. Whether you envision Sunday football, a media room, game room, hobby retreat, or personalized entertaining space, this room gives the home a personality and flexibility rarely found in a traditional three-bedroom floor plan. French doors connect the interior directly to the home's signature outdoor retreat. Step outside to an **approximately 25' x 30' screened/caged pool deck featuring a private swimming pool, expansive brick-paver-style deck, covered lanai, ceiling fan, shaded seating area, and privacy fencing**. There is ample room for outdoor dining, loungers, grilling, and entertaining—creating a true extension of the home's living space. The **primary suite is generously sized**, with multiple windows providing natural light, room for substantial furniture, and access to an **oversized walk-in closet with extensive shelving**. The private en-suite bath offers the space today's buyers appreciate, including **dual vanities, a large soaking/garden tub, separate glass-enclosed shower, and private water closet**. Two additional bedrooms offer flexibility for guests, family, hobbies, or working from home. One is currently configured as a spacious **home office**, demonstrating how easily the floor plan can adapt to today's work-from-home lifestyle. A second full bath serves the secondary bedrooms and guests. Practical features continue with a **dedicated interior laundry room with shelving**, plentiful closet and storage space, ceiling fans throughout, and an attached two-car garage. What makes **7515 Terrace River Dr** special is not any single feature—it is the combination: a **spacious one-story floor plan, private pool, substantial screened outdoor living area, large primary retreat, dedicated entertaining room, home-office flexibility, and mature neighborhood setting** all in one property. Conveniently located with access to **Temple Terrace, Tampa, major commuter routes, shopping, dining, recreation, and area destinations**, this home offers the opportunity to enjoy the Florida lifestyle from the moment you arrive home. **Schedule your private showing today.**
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,860
Sqft
0.14 ac
Lot size
2
Garage
2002
Year built
One
Levels
$263
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,589 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,589/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−1.4%
$/sqft vs Temple Terrace actives
$263 vs $213
Days on market
0 vs 28 typical
Where $263/sqft sits among the 67 Temple Terrace actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Temple Terrace
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Temple Terrace. See the full Temple Terrace guide →
TEMPLE TERRACE 33637 — neighborhood snapshot
Population
17,785
Median age
34.4
Median income
$60,526
Median home value
$213,800
Avg household
2.3
Households w/ children
1,827
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Temple Terrace market
$315K → $450K
Temple Terrace median sold, yr/yr
96.3%
Sale-to-list ratio (12 mo)
28 of 67
Temple Terrace actives have cut their price
Median sold price, Temple Terrace, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 63% above the TEMPLE TERRACE 33637 median. See the full Temple Terrace market guide →
Paper trail
This home's history
Reality check
What actually sold near 7515 TERRACE RIVER DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’25$430,000
7539 TERRACE RIVER DRIVE · same community
3 bd · 2.5 ba · 2,560 sqft · $168/sqft · 11 DOM
Sold · Nov ’25$250,000
8202 DOWN ROYAL ROAD
3 bd · 2.5 ba · 1,855 sqft · $135/sqft · 20 DOM
Sold · Dec ’25$305,000
8001 BALLY MONEY ROAD
3 bd · 2.5 ba · 1,855 sqft · $164/sqft · 16 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Krystina Allen
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 7515 TERRACE RIVER DRIVE — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 7515 TERRACE RIVER DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Krystina's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
7515 TERRACE RIVER DRIVE FAQs
What would the monthly payment be for 7515 TERRACE RIVER DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,589/mo — principal and interest, the actual property-tax bill, the $33/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 7515 TERRACE RIVER DRIVE?+
The association fee works out to $33 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 7515 TERRACE RIVER DRIVE?+
The most recent tax bill on record (2025) was $3,544. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 7515 TERRACE RIVER DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Temple Terrace?+
At $489,900, this home is listed about 36% above the Temple Terrace median of $360,000. The market section on this page shows how the area is trending.
Which schools are assigned to 7515 TERRACE RIVER DRIVE?+
King High School (high), Jennings Middle School (middle), Folsom Elementary School (elementary), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$489,900 runs 63% above the TEMPLE TERRACE 33637 median — but at 1,860 sqft it's also 18% larger than the typical Temple Terrace listing.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Fresh on the market
Listed today in a Temple Terrace market that averages 28 — if it fits, move quickly.
Keep looking
Similar homes nearby
Listing courtesy of CENTURY 21 CIRCLE · Darrell Palmer. MLS #TB8538888.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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