3181 GULF BOULEVARD, BELLEAIR BEACH, FL, 33786
Active1 days on marketListed Aug 14, 2026MLS #TB8539002
About this home
3181 GULF BOULEVARD
Pre-Construction. To be built. Build the Luxury Coastal Estate You've Always Dreamed Of in Belleair Beach! An extraordinary opportunity to own a fully customizable NEW CONSTRUCTION luxury residence just steps from the GULF OF MEXICO in one of Tampa Bay's most exclusive beach communities. Perfectly positioned on distinguished Gulf Boulevard, this spectacular custom home offers approximately 5,437 square feet of luxury living and over 8,400 square feet under roof, thoughtfully designed to deliver the ultimate Florida lifestyle. This exceptional residence is planned to feature 5 BEDROOMS, 5.5 BATHROOMS, a PRIVATE OFFICE, PRIVATE ELEVATOR servicing all three levels, an OVERSIZED 3-CAR GARAGE, and a RESORT-STYLE POOL & SPA. Expansive covered balconies and outdoor living spaces create the perfect setting for entertaining while enjoying beautiful Gulf breezes and unforgettable sunsets. Designed with today's luxury buyer in mind, the open-concept floor plan showcases soaring ceilings, walls of glass, a spectacular chef's kitchen with premium appliances, oversized island, custom cabinetry, and seamless flow into spacious living and dining areas. The luxurious primary suite is envisioned as a private retreat featuring a spa-inspired bathroom, oversized custom walk-in closets, and private balcony access. One of the most exciting features of this offering is the opportunity to PERSONALIZE YOUR DREAM HOME. Buyers will work directly with the builder to customize floor plans, interior finishes, cabinetry, flooring, countertops, lighting, appliances, smart home technology, pool design, outdoor living spaces, landscaping, and countless architectural details to create a truly one-of-a-kind residence. Located directly across from the PRISTINE SANDY BEACHES OF BELLEAIR BEACH, you'll enjoy convenient beach access while being just minutes from private marinas, championship golf courses, waterfront dining, boutique shopping, Clearwater Beach, Sand Key, Belleair Bluffs, and Tampa International Airport. Construction is estimated to take approximately 12 months from the start of construction. This is more than a home—it's a rare opportunity to build a LEGACY PROPERTY in one of Florida's most sought-after coastal communities. Luxury. Location. Lifestyle. Your dream home starts here.
Facts & features
The home at a glance
5
Bedrooms
5.5
Bathrooms
5,437
Sqft
0.2 ac
Lot size
3
Garage
2027
Year built
One
Levels
$809
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$26,057 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$26,057/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Belleair Beach actives
$809 vs $693
Days on market
1 vs 67 typical
Where $809/sqft sits among the 32 Belleair Beach actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Belleair Beach
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Belleair Beach. See the full Belleair Beach guide →
BELLEAIR BEACH 33786 — neighborhood snapshot
Population
1,564
Median age
57.8
Median income
$140,417
Median home value
$1,022,700
Avg household
2.26
Households w/ children
114
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Belleair Beach market
$705K → $700K
Belleair Beach median sold, yr/yr
92.9%
Sale-to-list ratio (12 mo)
17 of 32
Belleair Beach actives have cut their price
Median sold price, Belleair Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 450% above the BELLEAIR BEACH 33786 median. See the full Belleair Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 3181 GULF BOULEVARD
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’25$3,900,000
228 BLUFF VIEW DRIVE
4 bd · 4 ba · 5,782 sqft · $675/sqft · 8 DOM
Sold · May ’26$5,735,777
110 HARBOR VIEW LANE
5 bd · 3.5 ba · 5,907 sqft · $971/sqft · 25 DOM
Sold · Jun ’26$2,905,000
3341 GULF BOULEVARD
5 bd · 5.5 ba · 4,450 sqft · $653/sqft · 95 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Krystina Allen
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 3181 GULF BOULEVARD — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3181 GULF BOULEVARD — before you fall in love.
See it in person
Schedule a tour
Live availability from Krystina's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
3181 GULF BOULEVARD FAQs
What would the monthly payment be for 3181 GULF BOULEVARD?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $26,057/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 3181 GULF BOULEVARD?+
The most recent tax bill on record (2025) was $6,063. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 3181 GULF BOULEVARD?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Belleair Beach?+
At $4,400,000, this home is listed about 194% above the Belleair Beach median of $1,499,000. The market section on this page shows how the area is trending.
Which schools are assigned to 3181 GULF BOULEVARD?+
Mildred Helms Elementary School (elementary), Largo High School (high), Largo Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$4,400,000 runs 450% above the BELLEAIR BEACH 33786 median — but at 5,437 sqft it's also nearly twice the size of the typical Belleair Beach listing.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Fresh on the market
Only 1 day on market in a Belleair Beach market that averages 67 — if it fits, move quickly.
04Strong assigned schools
Mildred Helms Elementary School, Largo High School, Largo Middle School — Mildred Helms Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of LPT REALTY, LLC. · Oleg Shypitsyn. MLS #TB8539002.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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