Krystina Allen
$689,900$699,9004 bd3 ba2,515 sqft$274 /sqft$4,498 /mo all-in ↓

8115 MONTOCK COURT, TRINITY, FL, 34655

Active86 days on marketListed May 19, 2026MLS #W7885770

Reduced $10KPrivate poolSingle Family ResidenceTRINITY OAKS INCREMENT M NORTH

About this home

8115 MONTOCK COURT

Welcome to this beautifully maintained 4-bedroom + office, 3-bath, 2-car garage pool home in desirable Trinity Oaks, ideally located within walking distance to top-rated Trinity schools. Situated on a private corner lot at the end of a quiet cul-de-sac, this home offers exceptional privacy, curb appeal, and an ideal floor plan for everyday living and entertaining. The grand foyer features new double leaded-glass entry doors, tray ceilings, crown molding, and abundant natural light. The spacious living room boasts 20-foot ceilings, a custom fireplace feature wall, built-ins, expansive windows, and 9-foot pocket sliders overlooking the pool. The gourmet kitchen offers granite counters, custom soft-close cabinetry, pull-outs, pot drawers, stainless appliances, pot filler, oversized island, eat-in bar, and ample pantry storage. The split-bedroom layout provides privacy, including two bedrooms with an updated Jack-and-Jill bath and a third guest bedroom with custom built-ins, desk, and window seat. The primary suite features a sitting area, pool access, dual vanities, Jacuzzi tub with TV, custom tile, and oversized walk-in closets. Enjoy the private outdoor oasis with a screened pavered lanai, sparkling pool with Midnight Blue Diamond Brite finish, pergola, grilling area, mature landscaping, and fully fenced yard. Additional highlights include energy-efficient windows and doors, owned solar hot water heater, owned 13-panel solar system offsetting approximately 50% of electric costs, variable-speed pool pump, 2025 A/C, 2026 interior/exterior paint, and 2025 bedroom carpeting. A truly exceptional Trinity Oaks home offering luxury, comfort, efficiency, and location. Virtual tour and Matterport available. One-year home warranty included. Schedule your private showing today!

Facts & features

The home at a glance

4

Bedrooms

3

Bathrooms

2,515

Sqft

0.27 ac

Lot size

2

Garage

1993

Year built

One

Levels

$274

Per sqft

Private poolFireplaceNegotiablePets allowed

Inside

FlooringCarpet · Tile
AppliancesDishwasher · Disposal · Dryer · Microwave · Range · Refrigerator · Solar Hot Water · Washer · Water Softener · Wine Refrigerator
InteriorAttic Ventilator · Cathedral Ceiling(s) · Ceiling Fan(s) · Crown Molding · Eating Space In Kitchen · High Ceilings · Primary Bedroom Main Floor · Solid Surface Counters · Stone Counters · Thermostat · Tray Ceiling(s) · Walk-In Closet(s) · Window Treatments
LaundryElectric Dryer Hookup · Inside · Laundry Room · Washer Hookup
CoolingCentral Air
HeatingCentral
FurnishedNegotiable

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
FacesSoutheast
ParkingGarage Door Opener
ExteriorHurricane Shutters · Irrigation System · Private Mailbox · Private Yard · Rain Gutters · Sidewalk · Sliding Doors · Sprinkler Metered

Community & fees

HOA fee$28/mo
Taxes (2025)$3,939/yr
PetsYes
CommunityPlayground · Sidewalks

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Public · Sewer Connected · Solar · Sprinkler Meter · Street Lights · Underground Utilities · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$4,498 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$3,723
PMI (est., until 20% equity)$259
Property tax — 2025 actual bill$328
HOA fee — from the listing$28
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $68,990Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $68,990
Interest rate6.00%
Loan term

Estimated payment

$4,498/mo

Principal & interest$3,723
PMI (est., until 20% equity)$259
Property taxes (actual bill)$328
HOA / condo fee$28
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $690K
$572KedgeAI estimate $599,756 · range $596K$610K$717K

vs edgeAI estimate

+15%

$/sqft vs Trinity actives

$274 vs $235

Days on market

86 vs 55 typical

Where $274/sqft sits among the 44 Trinity actives

8
12
15
5 · this home
0
4
$162–193$193–225$225–257$257–289$289–320$320+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Trinity Oaks

Map of 8115 MONTOCK COURT inside its neighborhood boundary

Drive times from this address

Tampa Int’l Airport (TPA)41 min
Downtown Tampa44 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Trinity. See the full Trinity guide →

Trinity Oaks — neighborhood snapshot

Population

1,754

Median age

46

Median income

$130,161

Median home value

$403,337

Avg household

3

Households w/ children

190

For the school run

Pasco County School District

ElementaryTrinity Oaks Elementary School★★★★★
HighJames W. Mitchell High School★★★★
MiddleSeven Springs Middle School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Trinity market

Seller’s marketSeller’s market2.5 months of inventoryBuyer’s market

$467K$504K

Trinity median sold, yr/yr

97.1%

Sale-to-list ratio (12 mo)

23 of 44

Trinity actives have cut their price

Median sold price, Trinity, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 116% above the TRINITY 34655 median. See the full Trinity market guide →

Paper trail

This home's history

CurrentPrice reduced to $689,900 $10K
May 19, 2026Listed at $699,900 · 86 days on market since
1993Built · TRINITY OAKS INCREMENT M NORTH

Reality check

What actually sold near 8115 MONTOCK COURT

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

1716 PERCHERON DRIVESold · Apr ’26

$438,000

1716 PERCHERON DRIVE · same community

3 bd · 2 ba · 1,926 sqft · $227/sqft · 58 DOM

6911 DAUBON COURTSold · Nov ’25

$550,000

6911 DAUBON COURT

3 bd · 3 ba · 2,498 sqft · $220/sqft · 45 DOM

1046 MIDDLESEX DRIVESold · Nov ’25

$545,000

1046 MIDDLESEX DRIVE

4 bd · 3 ba · 2,481 sqft · $220/sqft · 84 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Krystina Allen

Your agent

Krystina Allen

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 8115 MONTOCK COURT — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 8115 MONTOCK COURT — before you fall in love.

See it in person

Schedule a tour

Live availability from Krystina's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

8115 MONTOCK COURT FAQs

What would the monthly payment be for 8115 MONTOCK COURT?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,498/mo — principal and interest, the actual property-tax bill, the $28/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 8115 MONTOCK COURT?+

The association fee works out to $28 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 8115 MONTOCK COURT?+

The most recent tax bill on record (2025) was $3,939. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 8115 MONTOCK COURT?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Trinity?+

At $689,900, this home is listed about 23% above the Trinity median of $559,900. The market section on this page shows how the area is trending.

Which schools are assigned to 8115 MONTOCK COURT?+

Trinity Oaks Elementary School (elementary), James W. Mitchell High School (high), Seven Springs Middle School (middle) — Pasco County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$689,900 runs 116% above the TRINITY 34655 median.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03Strong assigned schools

Trinity Oaks Elementary School, James W. Mitchell High School, Seven Springs Middle School — James W. Mitchell High School rates 4 of 5. Always verify assignments with the district.

04The price has already moved

Listed at $699,900, now $689,900 — a $10K cut. The full history is in the market section below.

Listing courtesy of RE/MAX SUNSET REALTY · Jacqueline Borree. MLS #W7885770.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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